Credit Card Fees
Check how much the annual fee is. (in the case of people with bad credit or no credit) you have to probably settle for the FEES, until you are Established with good credit. I know I have paid my fair share of fees, but I don’t regret it because I have been responsible and now reaping the rewards!
Check the:
Finance Charges
APR
Grace Period (usually 20-25 days)
Is it fix rate or variable rate, & rate offered
Introductory rate…for a short fixed amount of time
Anything else in the fine print…
Be sure to shop around and check out the plans. You have many to choose from in the next chapter…along with a brief description of the credit card. You can be assured that this ebook has save you incredible amounts of time, seeking credit.
Compare plans - If you already have a credit card, be sure that you’re making a good move before you swap cards. If you are a current card holder and have a good credit rating, see if the institution that issued your card will lower your current rate. Don’t be afraid to negotiate
Tags: credit card fees, loan fees