How to keep a bad mark off your credit report
I’m going to explain how an action NOW can prevent a bad mark going onto your credit report or someone you know. Let’s say for example… You have a medical bill or some other type of bill that could be sent to a collection agency if you ignore it or don’t pay it. When you first receive this bill call that company that is sending the bill (considering it is legitimate). Ask for a payment plan. Offer to pay the least possible and convenient to you. If they accept, get it in writing.
Then make sure you make that small payment every month so IT DOES NOT GO ON YOUR CREDIT REPORT. If it take 2 or 3 years to pay it, fine.
If this account should go to a collection agency, almost more than likely they will report this to the credit bureaus.
I speak with experience as this has work great for me. My credit is great. And I don’t have to worry about anything.
Tags: good credit